1. Acceptance of Terms

By accessing or using Advanced Financial Tools, you agree to be bound by these Terms of Service.

2. Description of Service

Advanced Financial Tools provides financial calculation tools, educational content, and related services. Our tools are for informational purposes only and do not constitute financial advice.

3. User Responsibilities

You agree to:

Provide accurate information when using our tools

Use our services for lawful purposes only

Not attempt to disrupt or compromise our services

4. Intellectual Property

All content, features, and functionality available on Advanced Financial Tools are owned by us and are protected by copyright and other intellectual property laws.

5. Disclaimer of Warranties

Our tools are provided "as is" without any warranties. We do not guarantee the accuracy or completeness of any calculations or information provided.

6. Limitation of Liability

Advanced Financial Tools shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of our tools.

7. Governing Law

These Terms shall be governed by the laws of [Your State/Country] without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right to modify these terms at any time. Your continued use of our services constitutes acceptance of those changes.